Jasper Whitaker
Jasper Whitaker writes for Kredo Review and other Independent Journal publications, covering broker-dealer compliance and FINRA and bank regulation and consumer credit. Reporting under this byline is prepared by the Independent Journal editorial desk from primary sources, with AI assistance, and reviewed under our editorial policy.
7 articles
Consumer Credit Regulation Meets Financial Literacy at CFPB
The CFPB says it backs a new National Strategy for Financial Literacy covering youth skills, saving and investing, digital literacy and fraud. Here's what we know.
GENIUS Act stablecoin rules: Fed proposes reserve, capital terms
The Fed proposed reserve, capital, custody and application rules for Board-supervised payment stablecoin issuers under the GENIUS Act; comments run 60 days.
Third-party risk management guidance proposed by four agencies
The Fed, FDIC, NCUA and OCC proposed principles-based third-party risk management guidance; the three bank regulators also issued a statement on core service providers.
Fed ends enforcement orders at United Texas Bank and Quontic
The Federal Reserve terminated a 2024 cease and desist order at United Texas Bank and a 2023 written agreement with Quontic's holding companies on September 2.
AML compliance: FinCEN ends BOI reporting for U.S. companies
FinCEN's August 11, 2026 final rule permanently ended beneficial ownership reporting for U.S. companies and persons; foreign reporting companies still file.
Regulation O proposal would update insider lending limits
The Federal Reserve proposed its first broad rewrite of Regulation O since 1979, updating insider credit thresholds and indexing them to economic growth.
CFPB financial literacy push: what Paoletta told the FLEC
CFPB Deputy Director Mark Paoletta told the Financial Literacy and Education Commission the bureau is developing fraud and scam education materials and exploring AI tools.